Should I Make an ICBC Claim?
“Love the service here, they do an amazing job.
They go above and beyond and your vehicle comes back to you like brand new.”
– Karen Strozek (Facebook Reviews, 2017)
Accidents Do Happen – Fortunately
insurance can help.
An accident is an emotional and stressful time and you might ask, “Should I make an ICBC claim?”
Understandably, immediately after an accident there can be a million things running through your mind. No doubt, the question about making an insurance claim may be top of mind.
The short answer is…most likely, yes, you should make a claim. Here’s why!
Legal Requirement to Report An Accident
You are legally required to report auto accidents to the Insurance Corporation of British Columbia (ICBC), BC’s public auto insurance provider, and provide a statement to them, if:
- You are a driver who was involved in an auto accident in British Columbia, or
- You were a passenger or other third party who was injured in a traffic collision in BC
In either case, you must submit a formal report to ICBC.
Note: Consider procuring legal guidance and representation first, before you give your statement to ICBC.
When Not to File an ICBC Insurance Claim
There are times when it is okay, or even advisable, not to file an insurance claim with ICBC or your other insurance provider.